Who wouldn't enjoy a few money-saving tips?

No matter where we are in life, it's helpful to have tips handy in our budgeting arsenal. Some tips will work well for students while others will better suit retirees and so on. And what one person finds useful, another person may not. As your life changes, you might find what used to work for you no longer does. Nevertheless, you'll find some tips stick with you no matter your age or stage in life.

Tips that make sense to a retiree's life

• Shop and eat at places that offer senior discounts.
• Mail order any prescription medications you can--it is often cheaper.
• Generic medications can be as good as the brand ones. Ask your doctor if this is permissible for you.
• Garage sales can be an excellent way to get rid of stuff and make some extra cash, too.
• Look into senior center sponsored activities that are either free or low in cost.
• In the heat of summer, try running fans so you can turn up your thermostat by a few degrees. If you are leaving your house for the day, turn your thermostat up a few degrees in the summer and down a few in the winter.
• Instead of buying new sponges every few weeks, run the ones you have through the dishwasher to disinfect them.
• Shop for clothes on clearance. Out of season items are usually good bets.
• Cook at home more often.
• Take stock of what food you already have on hand before going to the grocery store.
• Plan your meals around the sale items listed in store fliers. If you don't mind clipping coupons, do so from fliers and newspapers. There are many coupons online, too, which can be found on retailer and coupon sites.
• Parks and malls are wonderful and free alternatives to the gym if you are looking to start a walking regime.

OneBudget-helping you on your way

This article was just a small list of all the possible tips that are out there and is not meant to be comprehensive. Feel free to share your own on OneBudget. After all, that's what this site is all about: networking to find out what works for others and, more important, you.